Why should I get a travel insurance?

We all love to travel especially when there are Piso fares or low fares but I think most of the time we forget to add travel insurance as part of the budget.  I don’t even know if everyone is aware of a travel insurance.  I worked in the travel industry for 13 years and this is a topic that is close to my heart.  I used to visit travel agencies around Metro Manila and conduct seminars or briefings together with travel insurance companies to promote awareness even to the travel agents.  WHY?! Because sometimes even travel agents don’t know the benefits of having one.  They don’t even mention it to clients!  So why do you ask should I get a travel insurance?

It’s simple! For your PEACE OF MIND!  When you travel there are a lot of what if’s… things that are beyond your control.  What if you missed your plane?  What if something happened to you while on a trip?  What if you get sick?  Cast those negativity aside and just prepare a small amount of money for your travel insurance and you can just enjoy your trip!

How small is small amount?  First of all you have to know the duration of your trip. Travel insurance gets you covered on the day of your flight up to the day of your arrival.  For Domestic travel lowest is Php200 while for International travel lowest is Php369.  I’m sure you can find lower rates than that but take note you also have to know the benefits and the coverage.  This rate is based on Starr International Insurance Company.  You can check out their website at for more details.  Just a note that this is not a paid write-up.  It’s just that I use them personally with all our travels and thank God we don’t have to use their service.  :o)


So going back.  For a minimum of 3D2N travel which is the “usual” travel you will only shell out Php369 per person if let’s say you are travelling with friends or if with family the Family rate is Php963 for an international travel.  That’s just a small amount to add to your budget!  So what are the coverage?  Well there’s a total of 14 sections in the policy but I won’t write them all down.  I will just highlight some of the coverage that I think are worth mentioning.

  • Emergency Assistance Services under which is the Compassionate visit –  If the policy holder becomes hospitalized the insurance company can pay the cost of the airfare and accommodation of one relative or friend or an immediate family member up to 5 consecutive nights.
    •  This is very important especially if you are a solo traveler and nobody will take care of you at the hospital.
  • Loss of Credit Card Benefit – Reimburses monetary loss of credit card as a direct result of theft, robbery or burglary.
  • Trip Curtailment Benefit – The insurance also pays for travel and/or accommodation expenses if there is a need for you to cut your trip short due to serious injury, sickness, riot etc.

These are just some of the coverage of getting a travel insurance of course worst part is death and repatriation,  this is also covered.  Don’t hesitate to call or ask your travel agencies for any travel insurance referral.  You don’t have to get it right away you can review it first and just get it even days before your travel.  JUST DON’T FORGET TO GET ONE!!  This is for peace of mind and for the family members who will be left behind if and when something untoward happens to the policy holder.  This should be automatic!  Do you have a preferred travel insurance?  Care to share?

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Posted by on January 16, 2019 in Jaunt


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Using Klook for the first time

Before leaving for our family trip to Hongkong this December I decided to read a few blogs and I stumbled upon Klook.  So what is Klook?  It’s an online site where you can find destinations and deals particular to that country/city.  For me this only means savings!  Hehehe.  You can check out

First step is of course create an account.  Then I also found out that they have a special discount rate if you use their mobile app.  What more discount?!?  So I also downloaded their mobile app.  Then I started visiting their page months before our trip trying to compare prices from different websites and other sources.  When we finished our research we ended up buying from their site.  I had to use the mobile app of course because there was an additional Php800 savings if booking was made using the app as against using the desktop.  So what did we get?

  1.  Hongkong Disneyland Tickets – We got the 2 day access pass with Hkd15 voucher Gift coupon.  The adult tickets are Php4,664 each and the child ticket for Php3,475.   We just printed a copy of the email sent by Klook at the entrance of Disneyland and that’s it.

Upon arrival I had to take a photo of the rates.  We saved a few more hundreds per ticket just by getting tickets from Klook as against buying at the gates.  #happiness


2. Octopus Card – This is a must but take note that if you have a child travelling with you you cannot get this from Klook.  It is still best to get at a child octopus ticket at the MTR station.  Aside from that you can refund whatever is left in the card.  The adult tickets are non-refundable so you have to “consume” the entire amount and you get to keep the card.  Don’t worry as you can use the octopus card even on buying food or groceries.  Minimum top-up amount per card is HKD50 per card.  Cost of octopus card is Php635.


3.  Wifi – This is definitely a must.  We wanted to make sure that we are connected to our families and to the world.  Hehehe. Rate per day was Php176.


So that’s it!  Using Klook was easy and I really love that you get these at a discount.  I highly recommend that you try them out as well.  Klook will definitely be a part of our travel must haves.  Have you tried Klook in any of your travel as well?  How did it go?

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Posted by on December 28, 2018 in Savings


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Birthday Freebie and discounts

Are you celebrating your birthday this month?  I have celebrated mine last month and in my efforts to look for birthday deals I checked the web and found the usual joints like Vikings, Dads, Yakimix and the like.  Last month I found a new restaurant and a few other joints that offer Birthday promos so I’m sharing it to you.

  1. Facial Plus – I tried their facial treatment once and was included in their database.  I was surprised when they sent me a message and advised that as a birthday gift they will be giving me a free diamond peel or a back massage so of course I chose diamond peel.  Hehe.  You can check out for details of their branches.


2.  Ramen Nagi – While eating with friends the server asked if anybody is celebrating a birthday and was advised that there is a free ramen as their gift.  Just make sure you have 1 companion who will also order the Butao King.  Happiness! Check out

3.  Lay Bare – Have you tried waxing?  It was my first time to try them because of their birthday promo! They have a 15% off discount and a free eyebrow threading.  Their site is

4.  Priority Privilege – I wrote about hotel memberships before and one of the perks is you get a complimentary cake during your birth month.  This year I got mine at Crowne Plaza Hotel.  It’s a 7×7 inch chocolate cake.

5. The Alley by Vikings – Since this is also from Vikings their birthday promo mechanics is also the same.  What is different from this branch is that their food is more on the small portion or should I say controlled portion.  Like pica pica you can eat a little of everything from different stations.  I also liked that they have kid friendly bowls, plates and utensils for the little ones.  Their website  should give you more information.

There you go 5 additional birthday deals for your special day.  Just don’t forget to bring any valid government issued IDs with your birth date in it just to prove that you are celebrating your birthday!  I hope this will make you look forward to adding another year to your age.  Hahaha.  I know I do.  As they say age is just a number so don’t bother.  Do you know any other birthday deals?  Care to share?

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Posted by on July 22, 2018 in Savings


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TuanTuan Til You Drop Promo 2018

I’m always excited to try new restaurants or new food especially if there are discounts/promos!  So this time hubby told me about this ongoing promo at Tuan Tuan Chinese Brasserie  

Promo is called Tuan Tuan til you drop which started last Jul2 and ends 31Jul.  Too bad we just found out about it this week but never the less we were able to try it and it was a great eat!


Upon arrival at the restaurant we were handed the menu and this special promo menu.  Of course we have decided to try their unli promo already so we didn’t bother looking at the menu.


Based from the flyer and menu it’s only Php498 but taxes/service charge are not yet included so in total each person will have to pay Php543.  So how does it go?  You first choose from the single order selection… either Macanese style dishes, Ala Carte, Signature Curry, Rice & Noodles or Create your own noodle soup.  I chose Laksa Soup while hubby got the Sweet and sour balsamic spareribs.  Then you can now choose from the unlimited order section.  Siomai is served per order which is 4 pcs per container while Snow buns are served per piece.

While waiting for our order I snapped a few photos of their floor which I love, the interior as well as their paper place mats.

We were first served the siomai and the Barbeque Pork Snow Buns which we immediately ordered 3 pcs.

Then came our single orders the Laksa and Spareribs.

Then the Crispy Beancurd sheet rolls with fresh shrimps and chives.


For dessert I ordered 1 pc of the salted egg custard snow buns.  Looking at my photos right now I realized that we didn’t order that much!  In total we only had 2 orders of siomai, the single orders, 6 pcs of buns (5 pork bbq+1 salted egg) and the beancurd. I don’t think that was a lot but we felt really full.  Being the deal lover that I am I had to make a computation if what we ate is more than what we paid for so based on their menu our bill should’ve been … Php1,486 plus tax around Php1619.74

Malay Laksa Noodle  Php398

Sweet & Sour Balsamic Spareribs  Php328

Siomai Php148 x 2 = Php296

Crispy Beancurd Php168

Snow Buns  (1 order 3 pcs each) Php148 x 2 = Php296

With that computation written down at least I am at peace. Hahaha.  Food is yummy especially the snow buns.  Service at UP Town branch is also great.  Hopefully we could go back again before the deal ends.  How about you have you tried this restaurant?

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Posted by on July 22, 2018 in Yummy


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What to buy in S&R?

2 years ago my husband signed up for S&R membership and we just went there once for the entire year!  Hahaha.  We weren’t able to maximize it because of the location, lack of time, etc etc.  Anyway early this year we found out that there will be a new store which is very near our place so we decided to sign up again.  We paid Php800 for the membership fee and got some coupons together with a Php200 gift certificate!  Not bad right?


I’ve heard and read so much about their sale but I just tried it once.  So this time we decided to visit the store on its 2nd day of opening and here’s what we got.  The first few pictures were bought using the coupons which are all buy 1 take 1.  Fuji apple Php160, Budweiser costs Php374 for 6 bottles, Hospitality corn flakes for Php300 a box, Apple pie which is the white box Php350 at the back of the round cake which is Php290 each, Choco chip loaf Php170, marshmallows Php100, muffins Php270, Pepero Php300 and Huggies wipes Php153.  Since I used the coupons I just paid for 1!

I really enjoyed the B1T1 deals using the coupons because I later on found out that coupons are normally given to first 500 sign-ups on a new store.  We signed up even before the store was built!  Hehehe.  Anyway it was great getting all these stuff by two’s!  A lady asked me while I was getting some apples is it on B1T1?  I told her that only if you have coupons which she doesn’t have.  Hehehe.

There are still some items that are on SALE / Buy 1 Take 1 which doesn’t require coupons.  These are the following :

Emoji butter cookies Php300, Hiland Icecream Pint Php200, Kellogg’s Froot Loops Php180, Pillowcase Php200, Salmon burgers Php400, Bedsheets Php2,500 and Tiffin or 2 layer lunch box Php400.

I also bought some items which I think are lower in price or not in the “usual” groceries. Del Monte Four Seasons juice packed in 3s Php177, Feather down pillows Php1000 and Taro stick 1 pack which has 4 small packs inside is Php80.

There you go.  Just like in any other grocery/supermarket some items are priced higher and some are priced lower.  You just have to know which ones you’re going to get and at which store.  For me I still go to several groceries but knowing that I have another option which is near our place is great.  Hehe.  I just looove going to groceries.  Have you been to S&R lately?  What items did you score?


Posted by on September 14, 2017 in Savings


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Landers Super Crazy Sale 2017

I’ve heard about Landers Superstore since they opened their doors but never really got a chance to sign up for membership.  They offered a 20% off on membership before and I missed it!  So now that they are celebrating their 1st anniversary I asked my hubby if we could go and we did!  It was last minute but its better late than never right?  They have a buy 1 take 1 on membership so that’s Php800 for 2 people already!  Normal membership rate is Php800 for 1 person and Php400 for the extension card.  B1T1 on membership is valid until the end of July.  A member can bring in a maximum of 5 adults inside.  So you can definitely bring the whole family or your friends.

Signing up is a breeze.  They have the forms by the membership area so you just fill it up together with a valid id, wait for your name to be called, they will take your photo, wait again and pay the membership fee then you are off to shopping!!  I was so excited that I wasn’t able to take pictures inside.  Hahaha.

landerscardThe Golden Card!

These are some of the goodies that I got.

landers2B1T1 Thomas & Friends Cookies Php199.75

landers4B1T1 Dough and Co. Apple Crumble Php249.75

landers5B1T1 Coloring Books Php99.75

landers12B1T1 Hersheys Kisses Deluxe Php135

landers22B1T1 Babelle Wipes Php129.75

landers15B1T1 Gavottes Crepes Php144.75

landers14B1T1 Colgate toothpaste Php99.75

landers13B1T1 Glico Black Sesame Cracker Php50

landers24B1T1 Coffee Bean Sparkling Iced Tea Php50

Some items are discounted and well I can’t find them in our “usual” grocery so I had to grab them.

landers6Dulce de Leche cake Php99.75

landers7Frozen Cauliflower and Broccoli Php119.75

landers8Milkfish Loins Php149.75

landers9Alaskan Salmon Php80-90 depending on the weight

landers10Honest Kids Organic Juice Drink Php184.75 (10pcs)

landers11Minced Garlic Php99.75

landers16Parsley Php79.75   Chives Php54.75

Lemon Juice Php79.75 , EVOO Php199.75, Huggies Swim Diaper Php169.75

After shopping of course we had to eat there and guess what?!  We also ordered buy 1 take 1 meals! Great right?


We ordered the lobster bisque soup at Php99.75  and the pasta marinara with half meatballs for Php149.75.  Drinks are refillable and food is served in ready to go containers.

All in all I was very happy with our 1st ever Landers experience!  Considering it was the last day of their sale it wasn’t really crowded when we got there.  There were also a lot of counters so check-out was fast.  Since the membership is good for one year hopefully we could score some more good stuff within the year.  It was a bit far from where we live but it was worth it.  How about you have you been to Landers?  How was your experience?  For more info you can check out their website’s FAQ  Enjoy!

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Posted by on July 16, 2017 in Savings


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Hitting two birds with one stone … Hotel H2O staycation & Manila Ocean Park visit

Ever since Hotel H2O opened its doors I have always wanted to stay in their hotel knowing that it’s the first here in the Philippines.  I always check for deals and promos but the rates never seem to fit my budget.  So last Feb during the Travel Tour Expo I saw their booth and they have a special offer for the expo.


Park view room for only Php3,000.  Room rate only without breakfast but upgradable to Aqua room!  Booking period was of course during the Travel Expo only but actual stay can be until end of June.  We immediately booked a room!  I also got a room for my sister which she used 2 weeks ahead of me.  She also bought some Metrodeal vouchers for Manila Ocean Park so we decided to use both vouchers at the same time.  Hehe.

We scheduled our trip last weekend and decided it’s best that we go there early.  The Park opens at 9am during weekends while the hotel check-in time is usually 2pm so we can definitely use the time to roam around the park.  We arrived there around 10:30 am and found the in-house hotel parking space right beside the hotel.  It wasn’t enough but the whole compound where both establishments are located has a big parking space.  The only challenge is if the hotel parking space is already full you will have to park somewhere else which is a bit far from the entrance and might be a little challenging especially if you have kids and luggages in tow.

Concierge is located on the lower ground floor where you can drop off your luggages.  Reception or Front desk is located at the 3rd floor.  Since we knew we cannot check in yet we decided to go to Manila Ocean first and get our tickets.  There are 3 areas where you can get your wrist tag tickets… walk-in, online purchase and packages.  You just have to make sure to open your eyes and go to the correct area as there can be a lot of people on queue.

I guess the wrist tags’ color depends on the manner where you got it as well as the price.  Hehe. We got a white one and this piece of paper with our scheduled show time.  I guess they do this for crowd control purposes.


So the first show was the sea lion.  The area is located near the ticket booth, this is where all the shows are held. It’s an open area theatre like venue.

h2o25IMG_6043h2o24The show finished after maybe 15 to 20 mins.  They offered a photo encounter for Php400 which I think is a reasonable price for a souvenir.  It was almost lunch time so we looked for a place to eat.  Some stand alone restaurants that I remember are North Park, Gerry’s Grill, Makan Makan and Wok by the Bay.  You can also eat in the food court with kiosks like Wendy’s, Fruitas, Henlin, Potato Corner, Pao Tsin and others. There are also some shops within the building.

After lunch we tried our luck and went to 3rd floor to check-in.  Our room was pre-paid so we were just asked to pay for Php2,000 incidental fee refundable upon check-out.  We were lucky enough that a room is already available so we immediately went to the room to take a peek.


There’s also a safety deposit box inside the cabinet just in case you need to put your valuables inside.  :o)  What I looove about the room are the aquarium and the complimentary goodies!

The aquarium automatically turns off at 9pm and turns on at 6am. Cool right? Hehe.  Although the fishes doesn’t really stay in the room you can still see them pass by every now and then.  Don’t expect much so you won’t get disappointed but for sure you will see some fishes.  :o) It’s a relaxing sight.


When we came in to the room the staff who assisted us told us that everything on the tray is complimentary! Huwatttt?  Hehe.  I’ve stayed in several hotels and most often than not the freebies are water, tea, fruits or coffee only right?  If you look at the picture below they have 2 water, 2 sodas, a chocolate chip and a pack of peanuts. Happiness!  How about you have you stayed in any other hotel that gives so much?

After a few minutes we went back to the park for the next show.  So what else did we experience?

The All star bird show featured cockatoo, parrot, lawin and an eagle.  They all showed their special skills and after the show there is of course a photo op.  This costs Php200 and you can also use your own camera. Next stop we went to the Birds of Prey located near the entrance.  It’s a big open area with nets as roof so it was really hot when we got there.  If you are feeling brave like the lady on the 3rd photo you can stand on the designated area where you can put on the gloves while the staff puts bird food on the glove and in a few seconds the bird will snatch it. Hehe.  You can record it using a slow motion feature of your phone/camera.  The bird is so fast you might miss it if you blink.  In the photo the bird is already up there… meaning I took the photo too slow.  Hahaha. The best part is it’s FREE.

What else?  We went to almost all of the attraction except for the Penguin Talkshow and the  Symphony Evening show because we had to leave for another event.  My sister told me that the Symphony show is similar to Sentosa’s Light and sound show.  Too bad we missed it.  As for the Penguin Talkshow well let’s just say that my sister said it was the “best” of all the shows.  She was being sarcastic about it.  Haha.

Here are some other photos.

These were taken at the Oceanarium, Jellies Show and in Yexel’s Museum.  In most of the exhibits there are signs that says NO FLASH PHOTOGRAPHY but guess what?  Most of the people still use flash!  OMG!  Either they don’t know how to read or they simply don’t care.  It was really irritating because you try to enjoy the exhibit then a blinding flash suddenly brightens up the whole room! I hope there will be someone inside to remind these people  what to do.

The next day we took a dip at the pool.  It was a bit dark and a little cold but it was great. One thing though the pool is located near the shark and ray encounter area which is outside the hotel building.

I guess that’s it.  All in all our experience was great.  We enjoyed our visit at the park as well as our stay in the hotel.  If you are looking for a place for kids and kids at heart, this is a must try. And ohh before I forget food and drinks are not allowed in certain areas which is good but hopefully people will be more mindful of where they put their trash.  Have you been here as well?  How was your experience?  Care to share?

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Posted by on June 2, 2017 in Slumber


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